The trusted front door KNECT is RUBIQ's onboarding engine: it verifies the customers, suppliers and employees entering your business, scores their risk in one defensible record, and keeps watching long after the contract is signed, without you becoming the place their identity data gets stolen from.
The before
Three teams, three inboxes, no single record anyone can stand behind. The cost isn't only the wasted weeks. It's the liability you keep and the answer you can't give.
Registration, VAT, director and FICA documents get re-collected by email across siloed teams. Weeks pass per counterparty before anyone can safely transact.
Every identity document you store makes you a bigger honeypot. Centralised PII is breach exposure you never chose, and it never stops being your problem.
Gut-feel calls, an inconsistent audit trail, and point-in-time checks that are stale the day after. When the regulator asks how you knew, there's no single record to show.
How KNECT works
Most onboarding tools keep a copy of your customer's identity, and quietly hand you the liability. KNECT works the other way around: the data stays with the people it belongs to, and it doesn't go stale the day the contract is signed.
Onboarding isn't a one-time check that's stale the next morning. KNECT runs the whole relationship: who you let in, how sure you are, and whether that's still true a year later.
Both sides of the business
The counterparty you sell to and the one you buy from ask different questions of you. KNECT gives each its own portal, then runs both through one engine, so your standard never bends to the door someone came through.
Are they who they say, and will they pay?
Directors and the entity verified against the registries, then sanctions, adverse media and documents weighed together.
Approved to transact
One engine underneath Whichever door they came through, every counterparty runs through the same multi-factor model and resolves to one risk score and one defensible record.
Can you depend on them, and are they clean?
They consent, their compliance documents land in one record, then viability and dependency risk are scored.
Cleared to contract
KNECT is the front door of the Golden Thread: every entity KAIRO later governs and CORA later transacts with is validated here first, then carried forward on one continuous record. KNECT stays operational; the board-level view is ARI's job inside KAIRO.
Proof & trust
A real screening record, a privacy posture designed around the law, and the certifications we've actually earned. A named customer story when it's signed off, not a quote we can't stand behind.
A named onboarding outcome is coming, with permission to publish.
We would rather connect you with a team running KNECT today than write a testimonial we can't back. Ask for a live reference when you book a demo.
Ask for a live reference
Privacy posture · by design
The subject's vault secures PII against loss and unauthorized access, by design.
Data minimization and consent are built into the architecture, not bolted on.
ISO 27001:2022 Certification Ready · POPIA & GDPR aligned
How we secure and govern dataQuestions, answered
In the customer's own sovereign identity vault, not in the KNECT application layer. The subject loads their PII into their vault and grants KNECT access through a consent token that is authorized, traceable and revocable. KNECT gets a verified answer; you don't end up holding a copy of their identity documents.
Many signals, not one: identity verification, entity verification, sanctions and PEP lists, adverse media, document integrity, and your own internal rules. They composite into a single risk score, and anything doubtful is routed to a person rather than auto-decided.
A credit check is a single point-in-time signal. KNECT is multi-factor and continuous: it weighs identity, sanctions, adverse media and documents together, produces a defensible record rather than a number, and keeps watching after onboarding instead of going stale the next day.
Monitoring continues from day 0. If a director resigns or a VAT status lapses, KNECT flags it and can trigger a re-screen; renewals fire on schedule; and every action is timestamped and evidence-linked. The record stays current, so trust doesn't expire the moment the contract is signed.
Yes. Employees are a third counterparty the same engine screens: pre-employment checks run through the same multi-factor model as customers and suppliers, and new hires onboard into their own sovereign vault rather than a copy held on your servers. It is the same lifecycle, not a separate system, and it is the trust foundation under RUBIQ's talent management solution.
KNECT is designed around POPIA Condition 7 (Security Safeguards) and GDPR Article 25 (data protection by design and by default): the sovereign vault, data minimization and consent are built into the architecture. RUBIQ itself is ISO 27001:2022 Certification Ready and POPIA and GDPR aligned.
Ready when you are
A 30-minute discovery call about the way you actually onboard, customer side and supplier side. We scope the intake, the screening engine, the viability report and the monitoring that keeps it true, then arrange a demo on your own flow.